სესხის ხელშეკრულების არსებული მოწესრიგება, როგორც მოსახლეობის ჭარბვალიანობისგან დაცვის უზრუნველყოფა

In my presentation paper, I am discussing the existing settlement of the loan agreement that considered to protect the population from over budget loans and liabilities. The issue is the most relevant and important subject for present civilized society.
The work is consists of three chapters and conclusions. In the first chapter, in general review of the monetary liability, the concept of monetary liability and basic aspects of monetary liability are discussed. The second chapter of the work examines the concept, form and legal peculiarities of the loan agreement. In the third chapter of the work, I analyzed the existing settlement of the loan agreement, which are causing the debtors get into the over budget payments and liabilities and the existing regulation on the basis of the Civil Code of Georgia.
In the presentation , I discussed new bank regulations regarding the loans, why was it necessary to get such regulations and how was it implemented in the financial sector, my focus is how the government is supporting the issue. It is too early to say the role of the new regulations on the daily routine of the population, the reforms has its positive and negative aspect as of mentioned by National Bank of Georgia as well. The new regulations are aimed to improving the financial sector and creating more effective way of settlement for public.