საბანკო გარანტია (შედარებით-სამართლებრივი ანალიზი საერთაშორისო პრაქტიკის მიხედვით)

In the development of the modern world economy, an important role is played by the banking sector. One of the forms of banking services is the bank guarantee. With the development of international trade relations, it became necessary to establish an institution whose purpose in contractual relations would be to protect the interests of the parties. A bank guarantee is a means of securing a claim that entitles the creditor to satisfy his claim through a guarantor.
Bank guarantee is considered to be one of the most common means of credit disbursement in commercial relations. Its introduction began in the United States and is now widely used worldwide. In addition to legal norms adopted by the state, its regulation is based on the uniform rules adopted by the International Chamber of Commerce and the United Nations Trade Commission on Independent Guarantees an Reserve Accreditations. This means of securing demand plays an important role in the field of international trade. The economic development of the country and its proper functioning is virtually unimaginable without an assembled banking system. Therefore, it is important to have an adequate normative base, its proper perception and us by banking entities and judicial bodies, which creates a precondition for the introduction of proper legal practice.
Georgia is increasingly integrating into the world economy, further deepening the study and development of domestic banking legislation. It is also necessary to bring it in line with international banking regulations and practices. Membership in an international trade organization will be beneficial for the country if Georgian economic entities are able to establish a place in another market. It is also important to allow foreign economic entities to work in the Georgian market and establish a place. This will attract investment and increase the country’s economic and social situation. It will be possible to achieve these goals by providing appropriate banking products for economic entities. The bank guarantee appeared in practice in the 70s and today occupies an important place among bank operations...